After A Fire
What are the steps to recovery after a house fire.

WHEN DISASTER STRIKES
You read about house fires in the newspaper and sometimes you see them on TV, but not many of us give it a second thought. We simply say "oh that's terrible" or "what a shame", but what if it happens to you? Most people are unprepared to say the least, and probably all of us are guilty of thinking "it will never happen in my home". A home fire can cause extensive damage and recovering is not always easy. Fortunately, we're here to help you every step of the way.

*Helpful Hint: It's a good idea to take pictures and video of the interior and exterior of your home and store it in a location outside of the residence.

WHO TO CALL
Family & Friends—Let them know what happened and that you're okay.
Your Insurance Company—Don't assume that someone will do this for you. This documents the event and sets the insurance claim in motion. Your insurer will be able to talk you through emergency lodging and living expenses. Remember to retain all receipts to be reimbursed.
Montgomery & Sons, Inc.—Our 24-hour emergency service will respond to secure the property. Most insurance policies require this.

AFTER THE FLAMES ARE GONE
Do not enter the home until fire authorities have finished their work and created a safety zone. When you do enter your home, be very careful, dangerous situations may still exist.

THE DAMAGE
A house fire, even a relatively small one, can cause extensive damage to your home. The damage from actual flames is obvious, but damage also comes from heat (melting anything plastic, bubbling paint), water (used to extinguish the flames) and from the necessary efforts of firefighters (broken windows, doors, roof damage).

INSURANCE ADJUSTING
Your insurance company will send out an assessor or adjustor to evaluate the damages and estimate repair costs (sometimes it is advisable to have one of our estimators assist in the estimate). When you and your agent have agreed on an amount, restoration work can begin.

RESTORATION
It is advisable to use restoration experts such as Montgomery & Sons, Inc. rather than a general contractor or new construction specialist. We are able to more accurately evaluate damage and have experience achieving a seamless appearance between old and new construction. Our team of professionals will work with you and your insurance company to make your home better than before.